Context

Established in 2016 as a subsidiary of Admiral Group, a FTSE 100 company, Veygo is a pioneering insurtech firm with 850,000 customers and over 3 million policies sold. The company provides flexible and affordable insurance solutions, actively contributing to the sharing economy's transition.

Ranked in 2023 as one of Europe's top 10 insurtech companies, Veygo offers learner and temporary car insurance by the hour, day or week, facilitating car borrowing and shared ownership.

The challenge

Over the last six years, Veygo has experienced rapid growth, focusing primarily on acquiring new customers and improving existing products.

Despite being established to serve learner and young drivers, the business needed reassurance that these groups were still their primary users and wanted to identify any additional potential user segments.

Team

1 Service Designer (Me), 2 Proposition Developers, 1 Product Designer. Support from: Growth, Data, Pricing, and Compliance.

My role

Sole Service Designer, I onboarded the team and led the project from start to finish.

Period

October 2022 - May 2023
Veygo - Admiral Pioneer

Approach

To better understand the different customer segments Veygo was serving and identify any underserved needs, we decided to create a Lifecycle Map. Our three main goals were:

Redefine Customer Segments: Validate and gain clarity on Veygo's customer segments, their needs and pain points.

Strategy & Prioritisation: Help the business make informed decisions based on updated research.

Improve Customer Experience (CX): Identify improvements within our existing products.

The project was divided into two main phases:

1. Discovery: In-Depth User Research
2. Creating the Lifecycle Map & Sharing Insights

Double Diamond

We used the Double Diamond Methodology, allowing us to move fast while working in an agile environment.

Discovery: In-Depth User Research

Review & Planning 
To be able to lead the team efficiently, I needed to gain a better understanding of the company, its products, and previous research developed. Starting in October 2022, I:

Coordinated regular meetings with Product Owners, Designers, the Growth Team, and Data Analysts to gather existing data.
Analysed previous research to identify gaps and problems, such as a lack of significant quantitative and qualitative data, misunderstandings between segments and personas, and lack of traceability.
Mapped out, with the team, business assumptions regarding their customers and their use of Veygo insurance.
Created a six-month roadmap, which we completed on time.

User Research 
We conducted three rounds of in-depth quantitative and qualitative research with existing customers:

Conducted 40 user interviews and 3 surveys to validate qualitative learnings with quantitative data.
Engaged with 368 users, aged 17-60, exploring their different needs and uses of our product.
Used quantitative data from the business to validate assumptions.
Created personas and insight platforms for each segment.
Mapped out the user journey for each customer segment and identified pain points within current products.
feature illustration

Initial Results from User Research

New Segments Identified

Discovered 2 new customer segments, including Parents of Learner Drivers.

Importance of Parents

Highlighted the significance of parents as a segment and their challenges with the quote journey.

New Drivers

Confirmed that we weren't retaining learner drivers after they passed their test and identified the need for a specific product.

Awareness

Conducted 7 sessions with stakeholders to share research learnings, providing access to an initial research repository.

Lifecycle Map & Research Repository

The lifecycle map included our two main products: learner driver and temporary insurance. It visually represented how different customer segments interacted with our products, providing clarity to the entire business.

To create the lifecycle map collaboratively:

Conducted 4 sessions with the team to map out a unique user journey based on in-depth user research.
Identified 3 main phases in the journey and listed actions and pain points for each.
Split the lifecycle map into two based on car ownership, as user needs differed.
Used Figma and Miro to summarise and organise data, iterating the results with the team until we had the final version.

One major challenge Veygo was already facing, was democratising access to research and raising awareness about existing data:

Created a research repository on Miro to link the lifecycle map with a summary of user research per segment, including insight platforms, personas, and user journeys.
Placed a printed version of the Lifecycle Map in the office.

Results & Next Steps

Following the project's completion, we developed a Service Blueprint to gain visibility of the different teams and dependencies within the business. The main goal was to improve CX by gaining a holistic view of the customer journey and identifying opportunities for enhancement. This blueprint is now a valuable tool used company-wide and assists in onboarding new colleagues by providing a comprehensive overview of our processes and customer interactions.

Influenced Strategy

The lifecycle map was presented to leadership, influencing priorities and strategy for H2 (2023). It was decided to invest more resources in the Parents segment.

New Driver Squad

A dedicated squad was created to develop a new product for new drivers who had passed their learner test. As a result Veygo has launched a new product to serve New Drivers.

Customer Champions

Conducted 10 sessions to guide stakeholders through the Lifecycle Map and Research Repository, sharing examples of its use by the product team.